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Huanggang Real Estate Network > New House > Evaluation of Buying Ability

Buying ability assessment

  • Funds available for home purchase: Ten thousand yuan
  • Current monthly household income: yuan
  • Household monthly spending on house purchases: Yuan / month
  • Size of the home you plan to buy: M2
  • How long do you expect to repay the loan:

Please remove the data and recalculate

Calculation results (the calculation results are for reference only)

元 The total price of the house you can buy is: 0 yuan

元/平米 The unit price of the house you can buy is: 0 yuan / square meter

Purchase related taxes:

元 Deed tax: 0 yuan

元 Public maintenance fund: 0 yuan

Fees for bank loans:

元 Down payment: 0 yuan

元 Insurance fee: 0 yuan

元 Attorney fee: 0 yuan

元 Mortgage registration fee: 0 yuan

Buying ability assessment

1.The maximum amount of provident fund loans is 800,000 yuan;

2. Residents who have already borrowed a house to purchase a house but the per capita area is lower than the local average level, and then apply for a second set of ordinary self-occupied housing, apply the preferential policies for the first loan to purchase ordinary homes.

Provident fund loan interest rate (%)

1-5年 5-30年 1-5 years 5-30 years
2.75 3.25 After 2016.01.01 2.75 3.25
3.50 4.00 After 2015.03.01 3.50 4.00
3.75 4.25 After 2014.11.22 3.75 4.25
4.00 4.50 After 2012.07.06 4.00 4.50
4.20 4.70 After 2012.06.08 4.20 4.70
4.45 4.90 After 2011.07.06 4.45 4.90
4.20 4.70 After 2011.04.05 4.20 4.70

Commercial loan interest rate (%)

3-5年 5-30年 3-5 years 5-30 years
4.75 4.95 After 2016.01.01 4.75 4.95
5.75 5.90 After 2015.03.01 5.75 5.90
6.00 6.15 After 2014.11.22 6.00 6.15
6.40 6.55 After 2012.07.06 6.40 6.55
6.65 6.80 After 2012.06.08 6.65 6.80
6.90 7.05 After 2011.07.06 6.90 7.05
6.65 6.80 After 2011.04.05 6.65 6.80
6.45 6.60 After 2011.02.09 6.45 6.60
6.22 6.40 After 2010.12.26 6.22 6.40
5.95 6.14 After 2010.10.20 5.95 6.14
5.76 5.94 After 2008.12.23 5.76 5.94
5.94 6.12 After 2008.11.27 5.94 6.12
7.02 7.20 After 2008.10.30 7.02 7.20
7.29 7.47 After 2008.10.09 7.29 7.47
7.56 7.74 After 2008.09.16 7.56 7.74
7.74 7.83 After 2007.12.21 7.74 7.83